Monday, March 2, 2015

Career Success Tips For The Newbie

Good day all, sorry for the long absence. In today's post, I would be partnering with TheLadders to bring you "Career Success Tips For The New Graduate". I would be as brief and as concise as possible.

This Newbie tips were what I used and still use to make it in my very competitive industry (finance and fashion industry are both competitive but I would be focusing on the finance Industry to draw these tips). P.S. I believe it works in every industry.

1. Get A Mentor:
Surrounded by many success stories in our world today, being inspiring is no longer a skill. In other to achieve edge one must definitely have a success stories but first you need to get an mentor that not only inspires you into believing that yes you can do this but one in who you can easily relate to. Therefore, choose a mentor whose work inspires you to be the best in your chosen field.


2. Get rid of time wasters:
I believe that in a early stage of your career, you need people or things that will encourage you and uplift you. Therefore getting rid of everything that slows you down is a given to be a success.
Image result for gif for getting rid of things that hold you back

3. Never give up:
You must be determined to run the race that lies ahead to becoming the best in your chosen career. That may mean first taking up an unpaid internship, maybe having a crappy pay, living in the slum to be able to keep your head above the water but put in mind that it is just for now. I believe the saying that quitters never win and winner never quit. Just hang in there for now.
Image result for gif for never giving up

4. Focus on the goal:
Sometimes we may suffer to become our dream but focusing on the joy ahead, we can ignore the pain of today.


Don't be discouraged, be patient and your plans will work out in perfect timing, It isn't easy but it helps when you focus on the end result.

5.Be a good student:
What I have learned in my industry is that skills go obsolete very fast and only a dynamic person can survive here. This means being willing to unlearn or relearn everything you know and don't know. You need to be a learner willing to be taught and to adapt to change.
Image result for gif for being a good student

6. Make a name for yourself:
Making a name for your self takes hardwork and years of determination and dedication. Your name can be your resume if you are willing to put in the time and effort it takes to build that resume (your name). But if you choose to kill your name (may be through fraud, malpractices, bad work ethics e.t.c), you open yourself up to the dangers of a full blown identity crisis.
Image result for gif for make a name for yourself

7.Be indispensable:
Devotion to whatever you are doing brings with it a form of importance within an organisation especially from your superior who would always put their trust in you and would readily refer you for more responsibilities. Being indispensable makes it easy to bargain for raise and benefits when the times comes.
Image result for gif indispensable

In conclusion, pull yourself together and be the best you can be while welcoming changes, corrections and advises.

Image result for gif indispensable



Happy New Month dearies.





Thursday, February 19, 2015

Why You Should Invest In A Balanced Mutual Fund

Brief Insight To A Balanced Fund

Balance funds invest in a mix of equities, money market, real estate and fixed income securities. They attempt to balance the aim of achieving higher returns against the risk of losing money. Most of these funds follow a formula to split funds among the different types of investments. They tend to have more risk than fixed income funds, but less risk than pure equity funds. Aggressive funds hold more equities and fewer bonds, while conservative funds hold fewer equities relative to bonds.

Choosing between equity and debt is difficult in the best of times. To get over this problem, one can invest in a balanced mutual fund. The main objective of these funds is to offer you the best of both worlds while limiting your exposure to the inherent risk accompanying these securities.

Why Invest When The Equities Market Is Currently Bearish?

If your balanced mutual fund is yielding a lower return than you anticipated because of the current bearish market, you may be tempted to cash in your fund units and invest your money elsewhere. The rate of return of other funds may look enticing, but be careful; there are both pros and cons to the redemption of your funds in a bearish market. Let's examine the circumstances in which liquidation of your fund units would have negative consequences.

In a bearish market, most stocks see their share prices fall, often substantially. One of the safest strategies, and the most extreme, is to sell all of your investments and either hold cash or invest the proceeds into much more stable financial instruments, such as short-term government bonds. By doing this, an investor can reduce his or her exposure to the stock market and minimize the effects of a bearish market. But by so doing, an investor would likely move out of the market at a loss position. The inverse position would be to be involved in investing in larger companies with strong balance sheets and a long operational history, which are considered to be defensive stocks. The reason for this is that these larger and more stable companies tend to be less affected by an overall downturn in the economy or stock market, making their share prices less vulnerable to a larger fall. 

The savviest investors know that when stocks are underpriced is the best time to buy. In a bearish market as most stocks are undervalued the price of a balanced fund is also underpriced. Undervalued often is confused with cheap, but the two concepts are very different. A stock/fund is undervalued when the price does not accurately reflect the prospects, assets or revenue stream of the company/entity. Just because a stock/fund has a low share price does not make it a bargain. Price alone cannot be used to determine if a stock/fund is undervalued.

Even the best countries, companies, industries, and sectors fall out of favor from time to time. A fully-informed investor, with a firm understanding of the situation, can calmly stride into a turbulent market and buy up shares/units at a fraction of their intrinsic value. Nigeria’s current economic and politically turbulence has made it unfavorable to investors in the short term but at the long run, we believe that investors’ confidence will be restored and with that share prices of stocks would also elevate thereby increasing unit price of balanced funds. This brings to bear the need to buy now when prices are at its lowest.


Buying or selling a mutual fund isn't something you do impulsively, without a great deal of thought and consideration. Remember that you originally invested in your mutual fund because you were confident in it, so make sure you are clear on your reasons for letting it go. And that to be a savvy investor means you know when to buy and what to buy.

Monday, February 16, 2015

WHITE OUT

Today I will be showing you another new addition to my closet, a white dress I got at a discount. At first, I was so going to pass up on the dress as I came there to buy a corporate jumpsuit but when I realized it was on sales nothing could stop me.

See my take on the dress in the work place:


 What do you think Yay or Nay?








Friday, February 13, 2015

Pink Playsuit

Good afternoon all and Happy Weekend, today I would be doing something different. I would be showing you a weekend party outfit of mine. So this last Friday, I and my cousins hit the town for fun and we really had fun.

About the outfit, I have had this playsuit since last year but never got around to wearing it but this Friday for our night out I wore it with my killer pink heels. See the outcome below:


 The light was not the best but at least you get to see what I wore. Hope you are all preparing to have a mind blowing valentine's day and this playsuit would be a perfect addition to your wardrobe in time for the celebration.

What do you think?






Wednesday, February 11, 2015

PURPLE JUMPSUIT

Am so sorry that I have been unavailable, I have been swamped these days that I basically only get time to sleep in the night which is mostly mornings anyway. Although I am still really swamped, I knew that I needed to post on my blog. It has been way too long and I have missed my baby and my readers.

I have to skip back to work now but I will leave you guys with this snapshots. Hope you enjoy it.


 I still have a whole lots of other photos I have taken so far to post and they are currently in my draft. I will try to upload them as the days go by.

What are your thoughts, would love to read them. By the way I just got this jumpsuit and I am loving it.








Friday, January 30, 2015

FRINGE BENEFITS

Good morning dearies and Happy weekend, This weekend would not be a restful one for me at all but it is all good (I think am up for it). Anyway after my hair mishap, I decided to wear a weave for a while so I won't have to be reminded of the chop and all. Guess what I did, I got a fringe. Yep, I look like a doll and I kind of like it.


 In my unique sense, I wore a turtle neck with a unique back. I love a sexy understated look.


 
 What do you think of my look, yay or nay?





Wednesday, January 28, 2015

NEW HAIRCUT

Good Morning dearies, happy Wednesday to you all. So yesterday I went to the saloon to get a trim and ended up with a haircut. Till today I can't explain the mis-communication that occurred, I said trim my hair he heard cut my hair. It was terrible because I have been growing out my hair for more than a year and this was my first trim ever. Now I have to start all over again *sobbing. Fortunately, everyone seems to like the new haircut aside from moi (regrettably). See the photos below of my new hair (sad).



What do you think of my new haircut?


Cool or nay and I tried my hands at a faux doughnut, it really harder with kinky hair and straightening it out won't still work at this point.